Company : Faircent
Head Quarters : Gurgaon
Industry : Finance
Service / Product : Loans and individual lenders/investors
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Website : https://www.faircent.com/contact
Customer Contact Number :
Headquarters : 0124-6674200
Lender/Borrower Registration : 0124-6674200
Timing : 9:30 AM to 6 PM
Related : MsSwipe Mumbai Customer Toll Free Number : www.customercare.gen.in/7151.html
Contact Address :
C-091, 9th Floor Supermart 1
DLF Phase 4, Gurgaon
Gurgaon, Haryana, 122002
Borrower Faqs :
Why borrow through Faircent?
Faircent offers its borrowers lower interest rate and less hassle than traditional financing options. It offers attractive fixed rates, an easy online application, friendly service, and no hidden fees.
How much can I borrow?
At Faircent, loan disbursal is dependent on loan requirement. For personal requirements, loan amount can vary from Rs. 30,000/- to Rs. 5,00,000/-. For business purpose, the limit is Rs. 10,00,000/-.
Over what time frame can I borrow? What is the tenure of loans on Faircent.com?
Currently, loan tenures are fixed from minimum 6 months to maximum 36 months. Faircent is working on making it operationally feasible to let Borrowers borrow for longer periods.
Will I be funded by an individual lender or by multiple lenders?
As per Faircent policy, no single lender can fund the entire loan requirement of a borrower. Hence, your loan will be funded by multiple lenders.
Can I speak/message to any of the lenders to fund me?
Yes, Faircent is a transparent marketplace and borrowers and lenders are encouraged to approach each other and interact/message directly with each other.
Lender Faqs :
Who can lend on Faircent?
Any Indian resident, 25 years or above with a minimum annual income of Rs. 10 lacs, with a valid bank account and PAN card can lend on Faircent. However, not more than 30% of your gross income should be derived from lending to individual borrowers.
How much money can I lend? And for what period?
You can start investing from Rs. 10,000/- onwards. Borrowers are registered on the website for a loan period ranging from 6 – 36 months. You can choose the Borrower according to the loan period that suits you.
Why should I pay a fee to invest my own money?
The up-front fees is used to process and verify the documents received from you. It is also adjusted towards the legal agreement and documentation which is done with the borrowers before loan disbursal.
About Us :
Peer to peer lending (or P2P lending) is one of the most innovative financial products of recent times. It enables creditworthy borrowers lower their cost of loans and individual lenders/investors to lend directly to their peers and community thereby earning higher returns.